Assistant Treasurer Daniel Mulino told ABC radio the automatic payment system "makes sense" as scams under $3,000 represented a high proportion of the total number of claims, but a relatively small proportion of losses."Scams are a very insidious form of crime," he said.While more Australians are being targeted by scammers, they're slightly less out of pocket than in previous years.In 2025, the median amount victims lost to scams was $400, according to data published in the latest Targeting Scams report produced by the National Anti-Scam Centre First Nations and culturally and linguistically diverse communities (CALD) often lose the most to scams.In the United Kingdom, scam losses of up to $48,000 have been automatically compensated since 2024.However, the UK doesn't include digital platforms in the scheme — only banks and other service providers for scams where a victim is tricked into sending money to a criminal via a bank payment