It’s been another big week for household finances, with the federal budget dominating attention as rising prices and global uncertainty continue to weigh on Australians.Tax reform is likely to flow through to sharemarket investors, and bank shares were sold off as a result.Hopefully, an impending rise to the minimum wage will help low-income earners, although the debate on how much to actually lift it stepped up this week.And as the market awaits official jobs numbers next week, we took a look at how AI is shaping the hiring market.The federal budget delivered one of the biggest shake-ups to property investment tax settings in years.Negative gearing will be limited to newly-built homes, while the current 50 per cent capital gains tax discount will be replaced by a model linked to inflation But recruiters warn there is a risk of overusing it, especially if applications become too generic or inaccurate.The shift also highlights how quickly AI is becoming embedded in everyday work and career decisions well beyond the technology sector.For many Australians, learning how to use these tools effectively may become an increasingly valuable workplace skill.It's something the CEO of global accounting software group Xero, Sukhinder Singh Cassidy, told me during the week.That’s this week’s On the Money wrap